๐ฐ DICJ's funding comes from:
โข Self-issued bonds
โข Insurance premiums paid by banks
โข Borrowed funds from financial institutions & public
In practice, operation financing is heavily relied on debt, making it risky long-term ๐
๐ How fast do you get your deposits back?
The Incubator Bank case (2010) shows DICJ timeline in practice:
โข Bank failed on Friday
โข Deposits returned by Monday
3 days/by next working day to have insured deposits available ๐ค