Illya Gerasymchuk

Financial & Software Engineer

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CBDCs: the future of central bank money

Central banks worldwide are building digital currencies. These articles cover the key distinctions between retail and wholesale CBDCs, implementation approaches, and what this means for commercial banking and financial privacy.

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decentralized digital Euro will not work, because the ECB needs to have full control over it

Started: 2025-10-04 Updated: 2025-10-04 1 thoughts

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91% of central banks are working on CBDCs, but not on a public blockchain

Started: 2025-08-28 Updated: 2025-08-28 5 thoughts

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wholesale CBDC vs retail CBDC - what's the difference?

Started: 2025-08-27 Updated: 2025-08-27 5 thoughts

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ECB plans to limit the amount of digital Euro CBDC a wallet can hold

Started: 2025-08-25 Updated: 2025-08-26 2 thoughts