Illya Gerasymchuk
Entrepreneur / Engineer
Real estate: property, mortgages, and the credit machine
Real estate isn't just about property — it's about leverage. These articles explore how banks finance purchases, why property works as collateral, mortgage market dynamics, and the bubbles that keep forming.
portugal golden visa real estate investments are less than 3% of total housing transactions
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reducing the cost of capital by 25bps wouldn't affect mortgage that much - as it doesn't eliminate the existing risk in the market (i.e. existing mortgages)
12 thoughts
it's not just the Fed, the ECB is also lowering rates into higher inflation
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real estate is a great asset because banks lend ≈75% of its value
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EU real estate prices will continue to increase
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to lower the mortgage rates the Fed can purchase agency MBS - likely they did in QE 1 2008
7 thoughts